Retail
Apparel, home goods, specialty shops — fast checkout and clean reporting.
Industries
Built for the businesses we work with every day.
From a single coffee bar to a multi-location retailer — JovaPay tailors the program around your business, not the other way around.
Industries we serve
Restaurants
Full-service, QSR, and counter — Clover POS with tableside payments.
Coffee Shops
Line-busting handhelds, tipping built in, and quick wallet payments.
Automotive
Repair, parts, and detail shops — invoice payments and saved cards.
Salons & Spas
Booking-friendly terminals with tipping, gift cards, and rebooking.
Medical Offices
HIPAA-aware payment flows, card-on-file, and recurring billing.
Professional Services
Send invoices, accept ACH or cards, automate recurring retainers.
Contractors
Mobile payments at the job site. Deposit, progress, and final pay.
Home Services
Bluetooth readers in every truck. Email receipts on the spot.
Smoke Shops
Reliable processing for tobacco and accessory retailers.
Liquor Stores
Age-verification flows and high-volume hardware that holds up.
Convenience Stores
C-store POS, scanning, and integrated payment in one box.
Gyms & Fitness
Memberships, drop-ins, and recurring billing — handled.
Nonprofits
Donation pages, recurring giving, and lower nonprofit pricing.
E-Commerce
Shopify, WooCommerce, BigCommerce, Magento, or your own stack.
Let's see how much you can save.
Send a recent processing statement and we'll show you a clear, line-by-line side-by-side. No pressure.